Non Standard Auto

We represent insurers who can provide automobile policies for drivers who are unable to obtain insurance from standard carriers due to inexperience or a poor driving record.  If you’ve had bad luck with driving infractions, accidents or claims, we can provide you with a reasonably priced policy.

Situations where a Non Standard Auto Insurance policy may be required:

• Claims Frequency
• Multiple Driving Infractions
• Impaired Driving
• License Suspensions

To see if your situation qualifies for coverage with one of our non standard insurers, please call us.

Bodily Injury, Property Damage and Standard Accident Benefits are mandatory coverage on Ontario Automobile Insurance policies.  Accident Benefits is the part of auto insurance that provides medical care and income replacement benefits to insured persons injured in a car collision, regardless of who caused the accident. On September 1, 2010, the standard Ontario auto policy was changed and available accident benefits were significantly reduced.   You should seriously consider buying Enhanced accident benefits, as the standard benefits could leave you, your spouse, dependants and listed drivers under-insured in the event of a claim. 

If you qualify, you may also purchase other Optional policy coverage such as:  Higher limits for Bodily Injury/Property Damage, All Perils, Collision, Comprehensive, Specified Perils and more. Talk to your broker about your options. Click here for more details.